Sterling Financial Holdings Company Plc (Sterling HoldCo) has recorded strong financial growth in its interim, unaudited full-year 2025 results, with the Group’s total assets approaching ₦4 trillion at the close of the year, representing an 11 per cent year-on-year increase.

The growth reflects the improved market positioning of its key subsidiaries, Sterling Bank and The Alternative Bank, as customer deposits rose by 18 per cent to ₦2.98 trillion during the period.

According to the financial report, the Group’s profit before tax (PBT) surged by 99 per cent to ₦90.73 billion, following a 102 per cent growth recorded in 2024. The performance further reinforces Sterling HoldCo’s status as one of the fastest-growing financial institutions in the region.

Gross earnings also rose significantly, increasing by 46 per cent to ₦476.5 billion. The growth was driven by strong performance in both interest and non-interest income. Interest income climbed by 43 per cent to ₦369.6 billion, supported by higher volumes of loans and advances to customers and improved investment yields.

Non-interest income grew by 57.3 per cent, reflecting increased trading income as well as higher fees and commissions.

The Group also recorded improved operational efficiency, as its cost-to-income ratio declined by nine per cent, from 72 per cent in 2024 to 63 per cent in 2025. This, according to the company, demonstrates effective cost management alongside strong revenue growth.

Sterling HoldCo’s capital position strengthened during the year, with shareholders’ funds rising by 39 per cent to ₦424.0 billion. The company attributed part of its improved performance to investments in digital capabilities, which have enhanced service delivery, reduced operating costs, and improved customer engagement.

The 2025 results highlight the strength of the Group’s diversified portfolio and balanced growth strategy, aimed at ensuring scalability and long-term sustainability. With a solid capital base, rising deposits, and continued focus on efficiency, the company said it is well-positioned for sustained growth.

Sterling Financial Holdings Company Plc is a leading Nigerian financial services group with a diversified portfolio that includes Sterling Bank Limited, The Alternative Bank Limited, and SterlingFI Wealth Management, among others. As a holding company, it provides strategic direction, governance, and resources to its subsidiaries.

With over six decades of experience, the Group remains committed to financial innovation, inclusion, and sustainable economic growth, while delivering value to shareholders, employees, and the communities it serves.